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Many of our customers are apprehensive about applying for credit. We talk you through every step of the way. Whilst our online finance application process eliminates the embarrassment, many customers may need individual guidance. That’s why we’re always here to help.

Through our many contacts in the industry, we are able to offer the very best interest rates for your purchase and whether you’ve been denied credit in the past, our staff can advise the best course of action.

If you’ve had difficulty being accepted for credit before, we urge you to discuss your current situation with us so we can better help you.

Absolutely. In fact our online finance application is made for our customers who want the security of a regular application but the convenience of completing it in the comfort of their home.

Notice the green lock in the address bar of this window? That means that this site (Charters Digital) is SSL secured and all data sent to us is encrypted.

Your data is important to you and in a world where so many dealerships use unencrypted forms, Charters thinks differently.

Applying for finance online with Charters is as safe as if you were in our showroom (which you are welcome to do seven days a week).

Please note that once you click the “SEND” button on the finance application, this is accepted by Charters as a “Digital Signature” and will be treated as an acceptance that you wish to apply for credit approval process. Your credit scoring will be checked and we will contact you with the result of this.

Just Add Fuel is Peugeot’s all-inclusive finance package that includes:

• A brand new Peugeot
• Comprehensive Insurance*
• Roadside Assistance
• Road Tax**
• Servicing
• Warranty

Offers listed on Charters Peuegot are examples only as each Just Add Fuel quote is tailor made to your individual circumstances (due to insurance purposes). For example, a person who keeps their vehicle in a garage is likely to get a lower quote than someone who doesn’t.

Up until recently, the Just Add Fuel scheme was only available for drivers who were 21 and above (and had at least 2 years No Claims Discount). Just Add Fuel Telematics has been developed so those who are as young as 18 (who have from zero No Claims Discount) can benefit from an all-inclusive finance package as well.

More information on Just Add Fuel

Just Add Fuel Frequently Asked Questions

More information on Just Add Fuel Telematics

Just Add Fuel Telematics is an all-inclusive finance package for young and new drivers. From the age of 18 (and with zero No Claims Discount), you can receive:

• A brand new Peugeot
• Comprehensive Insurance*
• Roadside Assistance
• Road Tax**
• Servicing
• Warranty

for one monthly payment. With the challenge of getting your first insurance quote, many new drivers are intimidated by the huge costs involved.

Just Add Fuel Telematics includes the cost of insurance within their finance package and many of our customers find it is cheaper than getting insurance alone.

This is thanks to our Telematics Black Box System. This device is installed to your vehicle and tracks your driving behaviour. It is because this device that our insurance can be included in the price.

Just Add Fuel Telematics prices shown on the site are examples as every driver is different.

Financing your first car on Just Add Fuel Telematics means that you’ll receive an insured and regularly maintained brand new Peugeot 108, 208 or 2008 with inclusive road tax. It will also give you (or your family) the assurances they need that you’ll be safely driving thanks to the Telematics device.

More information on Just Add Fuel Telematics

Peugeot Passport is a Personal Contract Purchase finance scheme made to keep monthly payments down.

The cost of the vehicle is split into three components:

1. Deposit
2. Guaranteed Future Value
3. Monthly Payments

Our customers choose the vehicle they desire. The future value of the vehicle is then calculated (what the car is worth at the end of its contract) and our customers pay the difference.

At the end of your contract (usually 36 months), customers can choose to:

1. Hand the vehicle back (in good condition) with nothing more to pay,
2. Upgrade to a newer or different model on the Passport System
3. Pay the remaining value owed (the Guaranteed Future Value figure).

The Guaranteed Future Value is calculated from industry data and the amount of miles you are likely to do over the contract. Customers are charged every mile that they exceed the agreed amount.

For example:

A 36 month contract with a 6,000 annual mileage allowance

The customer returns the vehicle with 20000 miles on the clock. If the excess mileage was charged at 8ppm (pence per mile) then the customer is liable to pay another £160 at the end of their contract.

Our excess mileage charge is extremely reasonably priced but is necessary to ensure our Passport prices are kept correct.

For more information on Peugeot Passport, see this article

Passport Pro is identical but applies to businesses and Peugeot commercials.

Motability is a charity that puts those with disabilities in the wheel of a new Peugeot.  It is specifically for those drivers who receive one of the following.

• Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
• Enhanced Rate Component of Personal Independence Payment (ERMC PIP)
• War Pensioners’ Mobility Supplement (WPMS)
• Armed Forces Independence Payment (AFIP)

For more information, see our Motability page here

Contract Hire is a finance scheme that is often used by businesses. Whilst the monthly cost of the vehicle is kept extremely low, contract hire means that the customer will never own the vehicle. They are simply hiring it.

This allows our customers to upgrade their vehicle more regularly (contracts range from 12 months to 48 months).  Contract hire rates are dependent on annual mileage (like Passport) and an excess mileage charge will apply if the customers exceeds the agreed mileage.

Contract hire rates are priced as either “maintained” or “non-maintained”. A maintained contract hire agreement allows our customers to keep their fleet expenditure fixed.

Business Contract hire agreements are quoted excluding VAT and Personal Contract hire rates are including VAT.

Sometimes when applying to finance a vehicle, we will require a guarantee (or guarantor). This is usually applicable to younger drivers or those with a lower credit score.

A guarantee (or guarantor) is a another individual who countersigns your finance agreement. They promise to make your payments if you are unable to. This assures the finance company that you are responsible enough to keep up the payments. For further details, please contact our dealership.